Columnists Bob Carroll

Bob Carroll

The Best Policy: The Burglary Next Door and the wisdom of safe placement

Jeweler Perry Reeba had two good safes for his level of inventory - they were not the highest rated safes by any means, but they met his insurance company’s requirements for a store with his amount of inventory.  Both safes were described by the manufacturer as a “UL TL 30.”   Perry could have bought a single, higher rated safe, but he had reasoned that the two lesser-rated safes would cost about the same or less, and he would have the advantage of being able to split his merchandise into two containers. 

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The Best Policy: The Tiger Waits - Focus on the recent increase in jeweler-at-home attacks

der Wright and Diamonds” jewelry store, did not know that he had been targeted as the next victim of a gang of professional jewelry thieves.

The baddies already knew a g...

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The Best Policy: How good is your alarm system?

A layman’s explanation of Line Security

You are a parent and your daughter is about to leave on her first long-distance driving trip.   You’ve given your permission...

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The Best Policy: Setting Limits - Two jewelers, two losses... two insurance policies

1.  Amy Thist never saw a need to carry anything other than standard business insurance for her jewelry business, and so she purchased a “business package” policy tha...

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The Best Policy: A tale of two casings

The gang of two men and one woman were driving through the city, the streets of which they were still becoming familiar with. Earlier in the day, using telephone listing...

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The Best Policy: Two characters that make a difference

Once the alarm system was disabled, the three burglars had virtual free rein of the jewelry store.  Even though they had entered from the roof, they now could open the b...

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The Best Policy: Alarm system check-up

Things you can do yourself to make sure your alarm system is “up to snuff”

For a lot of reasons, spring is a good time of year to give your alarm system a check-up. A...

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The Best Policy: Why is my alarm system being changed?

Does it still meet the standards it is supposed to meet?

Joe’s alarm system operated in the following manner: its primary means of communicating information about an in...

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The Best Policy: Insuring Trunk Shows

Could there be an unexpected coverage gap - just when the crime occurs?

Retail jeweler to insurance agent:  We’re going to have a trunk show next week and a salesman wil...

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